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PM Surya Ghar Muft Bijli Yojana 2024 –
Apply Online, Subsidy, Benefits -

✅ What is PM Surya Ghar Muft Bijli Yojana?

The Pradhan Mantri Surya Ghar Muft Bijli Yojana 2024 is a flagship government scheme to provide 300 units of free electricity every month to 1 crore households in India. The program supports rooftop solar panel installation with direct subsidy and low-interest bank loans to make solar affordable for every family.

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💰 PM Surya Ghar Yojana Subsidy Amount 

  • Up to 2 kW – ₹30,000 to ₹60,000 subsidy

  • 3 kW system – Up to ₹78,000 subsidy

  • Above 3 kW – Fixed subsidy of ₹78,000​

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👨‍👩‍👧 Eligibility for PM Surya Ghar Yojana

  • Must be an Indian citizen

  • Own a house with rooftop space for solar panel installation

  • Have a valid electricity connection

  • Should not have availed subsidy under another solar scheme

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📝 PM Surya Ghar Yojana Apply Online Process

  1. Visit the official portal: pmsuryaghar.gov.in

  2. Register with State & DISCOM details

  3. Fill in the online application form

  4. Select an approved vendor for rooftop solar installation

  5. Apply for bank loan (optional) through partnered banks

  6. After installation & inspection, subsidy is credited within 45 days

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🌟 Benefits of PM Surya Ghar Yojana

  • ⚡ Free electricity up to 300 units/month

  • 💰 Subsidy up to ₹78,000 +22,000 credited directly to your bank

  • 🏦 Low-interest solar loans with EMI option

  • 🌿 Green energy, reduced carbon footprint

  • 🔌 Net metering facility to earn credits for surplus power

  • 🛡️ Long-term warranty and low maintenance cost

Tamil Nadu Rooftop Solar Subsidy Guide.png
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🏦 Easy Bank Loans at Lowest Interest

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To make rooftop solar adoption easy, the government has partnered with

nationalized banks, NBFCs, and cooperative banks to offer solar loans at

very low interest rates.

  • Loans up to 90% of project cost available

  • Low interest rates starting at 7–9% (special green energy loan slabs)

  • Flexible repayment tenure of 5–10 years

  • EMI facility for households to manage costs easily

  • Loans available through State Bank of India (SBI), PNB, Bank of Baroda, IOB,
    Canara, Bajaj finserve, EFL , Credit Fair and other empaneled banks

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