PM Surya Ghar Muft Bijli Yojana 2024 –
Apply Online, Subsidy, Benefits -
✅ What is PM Surya Ghar Muft Bijli Yojana?
The Pradhan Mantri Surya Ghar Muft Bijli Yojana 2024 is a flagship government scheme to provide 300 units of free electricity every month to 1 crore households in India. The program supports rooftop solar panel installation with direct subsidy and low-interest bank loans to make solar affordable for every family.
💰 PM Surya Ghar Yojana Subsidy Amount 2024
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Up to 2 kW – ₹30,000 to ₹60,000 subsidy
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3 kW system – Up to ₹78,000 subsidy
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Above 3 kW – Fixed subsidy of ₹78,000
👨👩👧 Eligibility for PM Surya Ghar Yojana
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Must be an Indian citizen
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Own a house with rooftop space for solar panel installation
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Have a valid electricity connection
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Should not have availed subsidy under another solar scheme
📝 PM Surya Ghar Yojana Apply Online Process
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Visit the official portal: pmsuryaghar.gov.in
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Register with State & DISCOM details
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Fill in the online application form
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Select an approved vendor for rooftop solar installation
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Apply for bank loan (optional) through partnered banks
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After installation & inspection, subsidy is credited within 45 days
🌟 Benefits of PM Surya Ghar Yojana
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⚡ Free electricity up to 300 units/month
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💰 Subsidy up to ₹78,000 credited directly to your bank
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🏦 Low-interest solar loans with EMI option
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🌿 Green energy, reduced carbon footprint
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🔌 Net metering facility to earn credits for surplus power
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🛡️ Long-term warranty and low maintenance cost


🏦 Easy Bank Loans at Lowest Interest
To make rooftop solar adoption easy, the government has partnered with
nationalized banks, NBFCs, and cooperative banks to offer solar loans at
very low interest rates.
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Loans up to 90% of project cost available
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Low interest rates starting at 7–9% (special green energy loan slabs)
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Flexible repayment tenure of 5–10 years
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EMI facility for households to manage costs easily
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Loans available through State Bank of India (SBI), PNB, Bank of Baroda, IOB,
Canara and other empaneled banks